Summary Plan Descriptions

This section is designed to help you better understand the various benefits communication materials available to you as a plan member.  The following documents, when combined for medical and life insurance plans, create a Summary Plan Description/Document.

Summary of Benefits Coverage (SBC) – An easy-to-understand summary about Hallmark’s medical plan benefits.

• • UHC Traditional Plan (Pre-Medicare)
  • UHC High Deductible Plan (Pre-Medicare)

• • Cigna Medicare Surround Plan N (Post Medicare)
  • Cigna Health Spring Rx (Post Medicare)

• • Cigna Regular Option Dental
  • Cigna High Option Dental

• • Cigna Standard Vision Plan
  • Cigna Premium Vision Plan

• • Florida only – Cigna Medicare Surround (Post Medicare)
  • Hawaii only – United Healthcare PPO & Rx

Benefits Guide – The benefit guide is intended to provide plan participants a detailed description of how the benefit plans operate.

• • Pre-Medicare Eligible SPD
  • Medicare Eligible SPD
  • Profit Sharing & Savings Plan SPD
  • Cash Balance Retirement Plan SPD

Insurance Certificates – An in depth explanation of what benefits are covered under each Hallmark plan. The certificate describes the benefit level you should receive    and how much coinsurance you will be responsible for paying. This document should be the first place you look to understand if a service or procedure is covered. It also will help you better understand appeal language regarding your benefits. Certificates are available for each benefit Hallmark provides.

• • Medical (coming soon)
  • Dental (coming soon)
  • Cigna Standard Vision Plan
  • Cigna Premium Vision Plan
  • Life Insurance

Paper copies of these materials are available upon request at any time.  Call the HR Service Center at 816-545-6200 or 816-545-6200, or send a request via email to HRservicecenter@hallmark.com.